Life Insurance FAQ
Does Lifebroker Provide Advice?
Our advice is designed to provide you with the premiums and options based on cover amounts you request. We do not provide a financial planning service nor do we offer specific advice on how much insurance you should have. If you do require this specific advice then our service may not be appropriate for your requirements.
What Companies do You Deal with?
For a full list please look at the companies we deal with section
Am I locked into Cover?
No, you are feel to cancel your cover at any time without penalty.
Am I covered whilst overseas?
Yes, your cover is worldwide. You are protected 24 hours a day around the globe.
How do the polices the you broker compare with each other?
We provide comprehensive detail about all of the products that we broker allowing you to make an information decision on the product you are purchasing. By providing you with this information you are able to see the difference between the products to select the option best suited to your needs.
Do the policies you broker have a cash value?
No, none of the policies we broker have a cash value.
Who do I pay my premiums to?
Directly to the company you establish cover with, lifebroker does not accept payment
How do I pay my premiums?
Most people establish a direct debit facility or automatic credit card payment. However if you prefer you can pay via cheque.
Will I need blood tests?
This is dependent upon the amount of cover you require, If blood tests are required you do not pay for them and we arrange everything for you.
Will I need a medical exam?
Usually no, the request for a medical exam is not very common, but may be required if you do not have a usual doctor with a medical history.
